Budgeting Our Buck$: Pictures of the 3 Stooges!

Monday, December 8, 2008

Pictures of the 3 Stooges!

Here is a pic of Justin, Hailey and C.J. after we got back from taking Family Christmas Pictures!

Hailey at Grandma's house on Thanksgiving. What a ham!

C.J. before his guitar concert. I guess this is where Hailey gets her "hamming" from!

Yes, that is money between her toes! I guess this brings a whole new meaning to "penny pinching"! Like mother, like daughter.:)

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Definitions, Abbreviations and "Coupon Talk"

BOGO or B1G1 or B1G1F = "Buy One Get One Free" - a sales promotion in which you buy a first item and get the second item for free (or in some stores, you may buy each item at half price, this depends on your store's policy -- ask).
Circular = "Coupon Circular/ Insert/ Booklet" - these are the coupon booklets found in your Sunday newspaper, several companies print these booklets including SmartSource, Valassis, Proctor & Gamble, Kelloggs, etc. (also see definition for: insert)
Couponing = used as a verb, a term used to refer to the practice of using coupons when shopping.
Cpn = Coupon
ECBs = "Extra Care Bucks" - the CVS drugstore, loyalty-card holder program's rewards. These are money-back reimbursements found at the end of the CVS receipt after paying for an item.
EP = "End Price" - the final price after all coupons, sales, discounts, etc.
Extra Care Booklet = the CVS booklet (printed monthly) that tells loyalty-card holders which CVS in-store products will earn loyalty-card holders Extra Care Bucks (ECBs). (also see definition for: ECBs)
FAR = "Free After Rebate" - term referring to an item that is paid for upfront, but has a Mail-In Rebate (MIR), which once redeemed makes the item free. (also see definition for: MIR)
Filler = used as a noun, a term used to refer to an item that is purchased to create a total needed to use a coupon or get the most of an advertised deal. They are usually the cheapest items in the store that help.
Insert = "Coupon Insert/ Circular/Booklet" - these are found in your Sunday newspaper, several companies print these booklets including SmartSource, Valassis, Proctor & Gamble, Kelloggs, etc. (also see definition for: circular)
KG = "Kelloggs" - used to refer to a coupon insert/booklet printed in Sunday newspapers and the company that prints these inserts/booklets.
LP = "List Price" - the price on the shelf or advertised price for an item.
MC = "Manufacturer Coupon" - these are coupons distributed by product manufacturers to consumers.
MIR = "Mail-In Rebate" - a type of cash refund in which you purchase and item, THEN mail/email/electronically send the manufacturer your receipt, Proof of Purchase/ UPC code on the packaging & a form with your name & address, THEN 4-8 weeks later (typically) you receive a check from the manufacturer reimbursing you for the price of the item.
OOP = "Out Of Pocket" - a term referring to how much actual cash is spent for a purchase.
Overage OR ovg. = term that refers to the money that is credited to your total bill amount in excess of what a single item costs.
P or IPC= "Internet Printable" or "Internet Printable Coupon" - these are coupons that can be printed from the internet using your home printer. They can usually be printed from manufacturer or manufacturer sponsored websites on the internet.
Peelie = a coupon that is attached to an item in the store .
PG = "P&G Brandsaver" OR "Proctor & Gamble Brandsaver" - used to refer to a coupon insert/booklet printed in Sunday newspapers and the company that prints these inserts/booklets.
Q or Qs = "Coupon" or "Coupons"
RP = "RedPlum" - used to refer to a coupon insert/booklet printed in Sunday newspapers and the company that prints these inserts/booklets.
SS = "SmartSource" - used to refer to a coupon insert/booklet printed in Sunday newspapers and the company that prints these inserts/booklets.
wyb = "When You Buy..." - used to indicate a deal/promotion in which a certain number of items must be purchase to get a discount, gift reward, etc.

Budgeting Our Buck$

Monday, December 8, 2008

Pictures of the 3 Stooges!

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Budgeting Our Buck$

Monday, December 8, 2008

Pictures of the 3 Stooges!

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Definitions, Abbreviations and "Coupon Talk"